Top three questions about money empowerment

The following are the most common questions I received from “The 4 Pillars of Money Empowerment” webinar I held last month. Because it was so popular, I’ve decided to make it evergreen. If you missed it, you can register to view it here.

The 4 Pillars of Money Empowerment

Photos: &copy Alena Yakusheva (boundaries), Gorilla (action), T.Tulic (voice) and EdCooper (integrity) | PhotoXpress; Design: Carma Spence

question How do you get back to center and return to that state of alignment and harmony when it feels like your financial world is falling apart?

answer How quickly you are able to get to that peaceful state depends on how far along your journey to money empowerment is. But here are some techniques I use when things don’t go the way I want them to:

1. Stop and breathe. Take a breath in through your nose to the count of four, and then breathe out through your mouth to the count of eight, emptying your lungs of air. Doing this three or four times can slow your heart rate, calm you down and help you feel more grounded. Having your outgoing breath last longer than your incoming breath is known for relaxing the body.

2. Shift perspective. Change the story you are telling yourself about the situation. What don’t you like about it? Is there another way to look at it that is more agreeable? Find a way to get yourself out of a frustrated, disempowered, victim mindset and into something more relaxed, calm and empowered.

3. Get into action. Once you’ve calmed yourself down, you will be better equipped to create a strategy for changing the situation. Can you ask for help? Can you find another way to accomplish your goal? Don’t do this step when you are in panic mode. You’ll only come up with desperate, non-creative solutions that could dig you in deeper.


question Sometimes my excuses feel so real. I really don’t have enough money to invest in a coach. How do I eliminate excuses then?

answer There are always more than one way to look at a situation. You could look at this particular situation in a disempowering way (e.g. I don’t have enough to invest in a coach). This perspective transfers power away from you, leaving you a victim of your circumstances.

However, you could also choose to look at it in an empowering way (e.g. I’ve chosen to prioritize my funds differently at this time, or I’m focusing on debt reduction right now and choose to use my funds to achieve that goal rather than hire a coach). These perspectives put you in the driver’s seat of your life. You are in control and are deciding on the actions you take.

Either way, you are still dealing with the same situation, but your perspective of that situation either lifts you up or brings you down. Which would you prefer to do?


question The Money Tracking Sheet monitors money coming in every day, but I only get paid once a week. Seeing all those zeros is going to get me down. Isn’t this counter productive?

answer Firstly, you might be pleasantly surprised at how many days a week you actually receive money. On this sheet, you’ll be tracking more than just business income. You’ll include:

  • Rebates: e.g. twice a year I receive around $40 on my electric bill for conserving energy
  • Gift Cards: e.g. winning gift cards in drawings, receiving them as gifts, etc.
  • Passive income: Sales from Amazon, Kindle, etc.
  • In Kind Gifts: Someone takes you to lunch, etc.

Secondly, why to you get down? How you feel is a choice, so why choose to feel that way? What if you felt something else? Perhaps inspired to create different channels of income to fill up those “zero” days? Or perhaps, you can decide just to let that feeling go and be OK with zero days.

Tracking your income in this way is going to bring stuff up to the surface, which empowers you to deal with it and move on.

Do you feel empowered with money?
If not, attend this webinar to learn the

The Four Pillars of Money Empowerment

In this webinar, I will share vital information for feeling — and being — empowered around money. I’ll talk about:

  • What is Money Empowerment?
  • Empowering your boundaries
  • Empowering your actions
  • Empowering your voice
  • Empowering your integrity

I’ll give examples in each area of how you might be if you are disempowered, as well as if you are empowered. And then, I’ll give you some tips on how you can start your journey from disempowered to empowered in each area.

Then I’ll open the floor to answer your questions — live during the webinar.

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About the author

Carma Spence is an international best selling author and award-winning speaker who helps women, introverts and shy people unleash their content creation superpowers and communicate their message with confidence so that they can create meaningful and fulfilling legacies.

You can find her on Facebook, Twitter, and LinkedIn.